Being injured in an Uber or Lyft accident can be confusing and stressful. Whether you were a passenger, another driver, or even the rideshare driver, determining who is liable for your injuries is not always straightforward.

At Stanley & Associates, PLLC, our attorneys in Plano, Texas, handle complex rideshare accident claims every day. We understand how to deal with major insurance carriers, corporate rideshare policies, and multiple parties involved in these cases.

If you were hurt while using a rideshare service, call 844-Car-WREX or 469-645-0645 for help today.

Understanding Rideshare Coverage in Texas

Rideshare accidents differ from traditional car crashes because Uber and Lyft drivers are independent contractors, not employees. This distinction affects who pays for damages and how much coverage is available.

Texas law requires all motorists to maintain minimum liability insurance, but Uber and Lyft provide additional insurance coverage when drivers are using their apps:

If the Driver Is “Available” (Waiting for a Ride Request):

• $50,000 in bodily injury per person
• $100,000 in bodily injury per accident
• $25,000 in property damage

If the Driver Is “On a Trip” (Picking Up or Transporting a Passenger):

• $1,000,000 in third-party liability coverage
• Contingent comprehensive and collision up to the car’s actual cash value (minus a $1,000 deductible)

This means that as long as the driver was using the app at the time of the accident, there should be coverage for your injuries and losses.

Who Is Liable for a Rideshare Accident?

Liability depends on who caused the accident and what the driver was doing at the time:

If Your Uber or Lyft Driver Caused the Accident:

You can file a claim against the driver, and potentially against Uber or Lyft’s insurance policy if the driver was active on the app.

If Another Motorist Caused the Accident:

You may file a claim against the at-fault driver’s insurance company. In many cases, the rideshare’s policy can still apply if the driver was online and providing rides.

If You Were the Rideshare Driver:

If you were injured in a crash that wasn’t your fault while driving for Uber or Lyft, you have the same rights to compensation as any other motorist. Our attorneys can help you file a claim and recover your losses.

Because these cases can involve multiple insurance companies and overlapping policies, it’s essential to work with a law firm familiar with rideshare accident laws in Texas.

What to Do After an Uber or Lyft Accident

To protect your rights and strengthen your case:

1. Stay at the scene until law enforcement arrives and you’ve provided your information.
2. Take screenshots of your trip details and save your digital receipt.
3. Collect contact and insurance details from all drivers involved.
4. Seek medical care immediately, even for minor injuries.
5. Report the accident to Uber or Lyft through their app.
6. Call Stanley & Associates, PLLC before speaking with any insurance company.

Our team can handle the reporting process, preserve evidence, and ensure your claim is valued properly.

How Much Is a Rideshare Accident Claim Worth?

Every case is different, but Uber and Lyft accident settlements can range from $30,000 to $1,000,000 or more, depending on:

• The severity of your injuries
• Who was at fault
• Applicable insurance policy limits
• Lost wages, medical bills, and pain and suffering

At Stanley & Associates, PLLC, we evaluate all factors to pursue the maximum compensation available for your situation.

Why Choose Stanley & Associates, PLLC

Rideshare accident cases require a deep understanding of Texas insurance law and Uber/Lyft policies. Many firms avoid these cases because of their complexity — but we don’t.

Our Plano-based legal team has recovered millions of dollars for injured clients throughout Texas. We work on a contingency fee basis, meaning you don’t pay unless we win.

When you need help after a rideshare crash, your lawyer is only a call or text away at 844-Car-WREX.

Get Legal Help After a Rideshare Accident

If you’ve been injured in an Uber or Lyft crash in Texas, you don’t have to face the insurance companies alone. Our attorneys at Stanley & Associates, PLLC will fight for fair compensation and ensure you’re treated with the respect and care you deserve.