Auto Accidents Attorney In Plano, Texas
Searching for a car wreck lawyer?
You have probably seen tons of ads by now that state:
"We'll get you maximum compensation!" "No win, no fee!" "You could be missing out on thousands of dollars!"
It may sound too good to be true, but that's what personal injury lawyers do.
We help hurt people during some of the worst moments of their lives win financial compensation from insurance companies for their injuries. We work on a contingency fee basis which means we only get paid if a settlement is won. (That doesn't sound as memorable, does it?)
Our attorneys have over a decade of experience in car wreck injury law. We consistently win MILLIONS of dollars in settlements every year and we hire the best people to support our clients. Your attorney is only a phone call (or text message) away. Call 469-645-0645 today to see if your case qualifies or complete our quick and easy case review form.
Call Stanley & Associates, PLLC at 469-645-0645 to schedule a consultation with a lawyer today.
Car Accident Law in Texas
In 2020, according to data from the Texas Department of Transportation, 1 reportable crash occurred every 1 minute and 7 seconds on Texas roads; 1 person was injured every 2 minutes and 34 seconds, and 1 person was killed every 2 hours and 15 minutes.
Texas is an at-fault state which means that the person responsible for an accident is liable for paying for damages they caused.
Texas law allows injured accident victims to sue the liable parties involved to recoup their losses. "Damages" may include property damage and bodily injuries.
Minimum Insurance Requirements in Texas
Under Texas law, motorists are required to maintain a minimum liability insurance policy in case they cause an accident. As of 2023, those minimums are:
- up to $25,000 for Property Damage
- up to $30,000 for Bodily Injury, per person
- a maximum cap of $60,000 for all Bodily Injury payouts, per accident
Insurance companies may list policy limits in this format on insurance cards or other documents:
- 30/60/25
- $30K / $60K BI, $25K PD
- $25K, $30K/60K
Texas is a First-Come, First-Served State
If there are more than two claimants in an accident, you could be in a situation where two people exhaust the bodily injury cap before anyone else which leaves nothing for the other claimants. This is one of many reasons why it is important to hire an attorney as soon as possible after an accident. Our attorneys are aggressive and act with urgency to ensure you get the maximum payout possible in situations like these. Call 469-645-0645
today!
Why is Liability Insurance Important?
The purpose of liability insurance is to protect your personal assets from financial liability. So, if you are sued by someone for causing an accident, your insurance company will represent you or pay for damages up to the policy limits you purchased instead of you paying out of pocket for the damages you caused.
What Happens if the At-Fault Driver Did Not Have Insurance?
If an at-fault motorist does not have liability insurance, they can be personally held liable for damages. This means an insurance company won't be paying for damages or lawyers to represent them if they are sued. They will be subject to any citations, fines, penalties, or judgments arising from their negligence in a car accident.
If you're in a car crash with someone who was not insured at the time, it is possible that you may not recoup your losses.
Typically, if someone cannot afford liability insurance, they likely won't be able to afford to pay for your damages. Additionally, they probably don't have any assets worth pursuing but you still have the legal right to take them to court under Texas law.
When you hire our firm, we thoroughly investigate all options of recovery for you. And if we can't find any insurance to pursue, you won't owe us anything. Call to learn more.
Using Your Insurance After a Car Accident
Is it fair to have to use your own insurance when someone else is at fault? Absolutely not. But consider the situation you could be in without it. We recommend that you have as much Collision, Personal Injury Protection, and Uninsured/Under-Insured Motorist coverage on your policies that you can afford.
Without collision coverage, your car won't be fixed or replaced. No PIP or UM/UIM means you could be paying out of pocket for any treatment costs you incurred in addition to any lost time from work. Collision will help pay for your property damage or a possible replacement if your car has been totaled. PIP will pay out regardless of who is at fault, and Uninsured/Under-Insured Motorist coverage will pay if the at-fault driver was not insured or their policy limits were not enough to cover your bodily injuries.
How long does it take for injuries to appear after a car accident?
Many symptoms and injuries can start to appear almost immediately after a collision. You may need immediate medical attention if you experience any of the following symptoms:
- Chest pain that endures for at least two minutes
- Shortness of breath or trouble breathing
- Severe or sudden pain
- Sudden weakness or dizziness
- Sudden change in vision
- Uncontrolled bleeding
- Vomiting or coughing blood
- Change in mental status
Other injuries can be delayed by hours, days, or even weeks. Every person is different, which is why you should never ignore the pain and you should always be checked out by a medical professional after an accident.
Not sure where to begin?
That's understandable. There's a ton of information, rules, and laws to know - especially if you're trying to handle your case on your own. Google is a great resource but it won't make you a lawyer. In truth, that's the best reason to hire our law firm. Our lawyers are trained and knowledgeable on the rules, laws, and legal proceedings regarding car wrecks and personal injury. They have spent years earning their Juris Doctorates and honed their skills serving thousands of injured victims throughout Texas.
Honestly, some insurance companies just won't budge until you hire a lawyer. So call us at 469-645-0645
or send us a text message. It would be our absolute pleasure to serve you.
No Fees Unless We Win
The attorneys at Stanley & Associates, PLLC
will meet with you, at no cost, for a full consultation and evaluation of your case. If you hire the firm, you will pay no fee unless, and until you receive money in a settlement or judgment. Stanley & Associates, PLLC
attorneys are available during normal working hours, but also maintain a 24/7 phone service. If you need a consultation on a weekend or evening, we can provide that for you.
Call us today at
469-645-0645.